Private Financial Design

<body> </head> <body text="#000000" link="#000000" vlink="#000000" alink="#000000" bgcolor="#FFFFFF" leftmargin="0" topmargin="0"> <table border="0" cellpadding="2" width="100%" cellspacing="0"> <tr> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#000000; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=1566" target="_top"> <img src="/graphics/tsr09044.gif" border="0" width="120" height="50" alt="Defend Your Retirement from Inflation" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#000000"> <strong>Defend Your Retirement from Inflation</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#000000; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=1509" target="_top"> <img src="/graphics/tsr09014.gif" border="0" width="120" height="50" alt="The Most Important Blank" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#000000"> <strong>The Most Important Blank</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; 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font:bold 10pt Arial, Helvetica, sans-serif;"> <img src="/graphics/spacer.gif" height="41" width="1"> <br> <img src="/graphics/spacer.gif" align="left" height="1" width="68"> <a style="text-decoration:none" href="calculators.cfm?ID=128" target="_top"> <font style="color:#000000; font:bold 10pt Arial, Helvetica, sans-serif;">Risk Tolerance</font></a> <br><br> <img src="/graphics/spacer.gif" align="left" height="1" width="68"> <a style="text-decoration:none" href="calculators.cfm?ID=703" target="_top"> <font style="color:#000000; font:bold 10pt Arial, Helvetica, sans-serif;">Financial IQ Test</font></a> <br><br> <img src="/graphics/spacer.gif" align="left" height="1" width="68"> <a style="text-decoration:none" href="calculators.cfm?ID=123" target="_top"> <font style="color:#000000; font:bold 10pt Arial, Helvetica, sans-serif;">Life Insurance</font></a> <br><br> <img src="/graphics/spacer.gif" align="left" height="1" width="68"> <a style="text-decoration:none" href="calculators.cfm?ID=136" target="_top"> <font style="color:#000000; font:bold 10pt Arial, Helvetica, sans-serif;">Cost of Retirement</font></a> <br><br> <img src="/graphics/spacer.gif" align="left" height="1" width="68"> <a style="text-decoration:none" href="calculators.cfm" target="_top"><font style="color:#000000; font:bold 10pt Arial, Helvetica, sans-serif;"> More Financial Calculators...</font></a> </span> </td> </tr> </table> </td> <td align="center" valign="middle"> <table border="0" cellpadding="0" cellspacing="0"><tr> <td width="16" height="16"><img src="/graphics/q1.gif" width="16" height="16"></td> <td height="16"background="/graphics/q2.gif"> <img src="/graphics/q2.gif" width="1" height="16"></td> <td width="24" height="16"><img src="/graphics/q3.gif" width="24" height="16"></td> </tr><tr> <td width="16" background="/graphics/q4.gif"> <img src="/graphics/q4.gif" width="16" height="1"></td> <td align="center" valign="middle"><table bgcolor="#DCDCDC" align="center" border="0" cellpadding="0" cellspacing="0"> <tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <font size="2"><strong>Market Watch</strong></font> - July 04, 2009 @ 11:21 AM<br><br> </font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$INDU" target="mondo"><font color="#000000"><strong>Dow Jones Industrials</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 8,280.74</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 223.32</strong></font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$COMPQ" target="mondo"><font color="#000000"><strong>Nasdaq Composite</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,796.52</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 49.20</strong></font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$SPX" target="mondo"><font color="#000000"><strong>S&P 500</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 896.42</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 26.91</strong></font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$RUT" target="mondo"><font color="#000000"><strong>Russell 2000</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 497.21</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 20.25</strong></font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$TNX" target="mondo"><font color="#000000"><strong>10 Year Treasury Note</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 3.50</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 0.05</strong></font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$DWC" target="mondo"><font color="#000000"><strong>Wilshire 5000</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 9,201.07</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 276.51</strong></font></td></tr> <tr><form action="http://partners.marketcenter.com/fiserv/quotes/quote.action?symbol=" method="get" target="lower"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-1"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© eSignal. A division of  <br>Interactive Data Corporation. (NYSE:IDC)  <br>All rights reserved.</font></td> </tr></table> </td><td width="24" background="/graphics/q5.gif"> <img src="/graphics/q5.gif" width="24" height="1"></td> </tr><tr> <td width="16" height="24"><img src="/graphics/q6.gif" width="16" height="24"></td> <td height="24" background="/graphics/q7.gif"> <img src="/graphics/q7.gif" width="1" height="24"></td> <td width="24" height="24"><img src="/graphics/q8.gif" width="24" height="24"></td> </tr></table> </td> </tr> <tr><td align="center" colspan="3"><font color="#000000" face="Arial, Helvetica, sans-serif" size="-2"><br><blockquote dir="ltr" style="margin-right: 0px"> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3">Welcome to our web site!</font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"><br /> </font></p> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3">Our mission is focused on providing the most thorough financial planning and advice available for each generation of our clients. It is our ambition to deliver excellent service that exceeds our client's expectations. </font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> </font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3">Our administration staff includes:</font></p> </div> <ul> <li> <div> <p><font face="Verdana" size="3">Jennifer Bednarski, Office Manager</font></p> </div> </li> <li> <div> <p><font face="Verdana" size="3">Cookie Hastings, Client Services</font></p> </div> </li> <li> <div> <p><font face="Verdana" size="3">Meghan E.A. Beaudry, Data Analyst</font></p> </div> </li> </ul> <p><font face="Verdana" size="3"> </font></p> <p><font face="Verdana" size="3">Our Financial Advisory is provided by:</font></p> <ul> <li> <div> <p><font face="Verdana" size="3">Dan Moroney, CFP<sup>®</sup>, Financial Advisor</font></p> </div> </li> <li> <div> <p><font face="Verdana" size="3">A.R. Beaudry, CFP<sup>®</sup>, CLU, ChFC, CASL<sup>tm</sup>, Senior Financial Advisor </font></p> </div> </li> </ul> <div style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3">Browse through our site and make yourself at home. </font><font face="Verdana" size="3">As our client you can access your accounts with the link on the left-side toolbar. Any suggestions? Please let us know!</font></p> </div> <div style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> </font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3">If you want to call us you can reach us at:</font></p> </div> <ul dir="ltr"> <li> <div style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> 800-779-1951</font></p> </div> </li> <li> <div style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> 413-552-3669</font></p> </div> </li> </ul> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> Our office is at 87 Williamansett St., South Hadley, Massachusetts. Have a great day!</font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> </font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> </font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> </font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> </font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3">Private Financial Design, LLC is independent of John Hancock Life Insurance Company and Signator Investors, Inc.</font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> </font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> </font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> </font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> </font></p> </div> <div dir="ltr" style="margin-right: 0px" align="justify"> <p><font face="Verdana" size="3"> </font></p> </div> </div> </blockquote></font></td></tr></table> <table width="100%" align="center" border="0" cellpadding="4" cellspacing="0"><tr><td align="center"> <div align="center"><font face="Arial, Helvetica, sans-serif"><font size="2"><br>[ <a style="text-decoration:none" href="research.cfm" target="_top">Articles</a> | <a style="text-decoration:none" href="calculators.cfm" target="_top">Calculators</a> | <a style="text-decoration:none" href="newsletters.cfm" target="_top">Newsletters</a> | <a style="text-decoration:none" href="quotes.cfm" target="mondo">Quotes</a> | <a href="https://www.emeraldsecure.com/contact_form.cfm?SSLID=11230&SN=0" onclick="javascript:infobox('https://www.emeraldsecure.com/contact_form.cfm?SSLID=11230&SN=0','680','550'); return false;" target="_blank" style="text-decoration:none">Contact Us</a> ] </font></td></tr> <tr><td align="center"><font face="Arial, Helvetica, sans-serif" size="1"> <a style="text-decoration:none" href="copyright.html" onclick="javascript:infobox('copyright.html','400','335'); return false;" target="_blank"> Copyright 2009 by Emerald Publications.</a><br> <div align="center"><font face="Arial, Helvetica, sans-serif" size="1"><p> 935 JEFFERSON BLVD. - WARWICK, RI 02886 - 401-732-4800 </p> </font></div> <p align="center"><font face="Arial, Helvetica, sans-serif" size="1"> <p>We are licensed to sell Insurance Products in the following states:<br />Connecticut, Florida, Georgia, Massachusetts, Maryland, Minnesota, Oklahoma, Rhode Island, South Carolina.</p> <p>We are registered to sell Securities in the following states:<br />Connecticut, Florida, Georgia, Indiana, Massachusetts, Maryland, Minnesota, New Hampshire, New York, Oklahoma, Rhode Island, South Carolina.</p> Offering John Hancock insurance products. <br>Securities and Investment Advisory Services offered through Signator Investors, Inc., <br>Member <a href="http://www.finra.org" target="_blank">FINRA</a>, <a href="http://www.sipc.org" target="_blank">SIPC</a>, a Registered Investment Advisor. </font></p> <p><font face="Arial, Helvetica, sans-serif" size="1"><a href="SigImportantLegal.cfm" target="_blank">Important Legal Information</a></font></p> </font></td></tr></table></div></body></html>